Terms of Service
Effective Date: April 10, 2025
Last Updated: April 10, 2025
These Terms of Service (“Terms”) govern your access to and use of the SpendSmarter website (the “Site”) and any content, functionality, and services offered through the Site. By accessing or using the Site, you accept and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site.
1. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not use the Site:
In any way that violates applicable federal, state, local, or international laws or regulationsTo exploit, harm, or attempt to exploit or harm othersTo transmit or procure the sending of any advertising or promotional material without our prior written consentTo interfere with or disrupt the security or integrity of the Site, its servers, or any connected networksWe reserve the right to terminate or restrict your access to the Site, without notice, if we believe you have violated these Terms.
2. Intellectual Property
All content on the Site—including text, graphics, logos, videos, images, software, and code—is the property of SpendSmarter or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works of any content from the Site without prior written permission.
3. Disclaimer of Warranties
The Site and all materials and services available through it are provided “as is” and “as available” without any warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, secure, or that defects will be corrected.
You use the Site at your own risk.
4. Limitation of Liability
To the fullest extent permitted by law, SpendSmarter shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your access to or use of, or inability to access or use, the Site or any content therein.
5. Third-Party Links
The Site may contain links to third-party websites. These links are provided for your convenience only. We do not control or endorse such websites and are not responsible for their content, policies, or practices.
6. Privacy
Your use of the Site is also governed by our [Privacy Policy]([Insert link once published]), which outlines how we collect, use, and protect your information.
7. Modifications to Terms
We may revise these Terms at any time without notice. All changes are effective immediately upon posting and apply to all access to and use of the Site thereafter. By continuing to use the Site after revised Terms are posted, you accept and agree to the changes.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.
9. Contact
For questions about these Terms, please contact us at:
Email: info@spendsmarternow.com
Phone: (872) 309-4872
Last Updated: April 10, 2025
These Terms of Service (“Terms”) govern your access to and use of the SpendSmarter website (the “Site”) and any content, functionality, and services offered through the Site. By accessing or using the Site, you accept and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site.
1. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not use the Site:
In any way that violates applicable federal, state, local, or international laws or regulationsTo exploit, harm, or attempt to exploit or harm othersTo transmit or procure the sending of any advertising or promotional material without our prior written consentTo interfere with or disrupt the security or integrity of the Site, its servers, or any connected networksWe reserve the right to terminate or restrict your access to the Site, without notice, if we believe you have violated these Terms.
2. Intellectual Property
All content on the Site—including text, graphics, logos, videos, images, software, and code—is the property of SpendSmarter or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works of any content from the Site without prior written permission.
3. Disclaimer of Warranties
The Site and all materials and services available through it are provided “as is” and “as available” without any warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, secure, or that defects will be corrected.
You use the Site at your own risk.
4. Limitation of Liability
To the fullest extent permitted by law, SpendSmarter shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your access to or use of, or inability to access or use, the Site or any content therein.
5. Third-Party Links
The Site may contain links to third-party websites. These links are provided for your convenience only. We do not control or endorse such websites and are not responsible for their content, policies, or practices.
6. Privacy
Your use of the Site is also governed by our [Privacy Policy]([Insert link once published]), which outlines how we collect, use, and protect your information.
7. Modifications to Terms
We may revise these Terms at any time without notice. All changes are effective immediately upon posting and apply to all access to and use of the Site thereafter. By continuing to use the Site after revised Terms are posted, you accept and agree to the changes.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.
9. Contact
For questions about these Terms, please contact us at:
Email: info@spendsmarternow.com
Phone: (872) 309-4872
